Received a tax notice in the mail? Learn What it Means→

FAQ

Have questions? We’ve answered the ones we hear most so you can move forward with confidence.

Frequently asked questions

What happens if I owe the IRS and can’t afford to pay?

If you can’t afford to pay your tax debt in full, the IRS offers several programs that may help, including payment plans, temporary hardship status, and in some cases settlements. The right option depends on your income, assets, and overall financial situation.

What if I haven’t filed my tax returns for several years?

Unfiled tax returns can lead to IRS substitute returns, penalties, and collection actions. Filing missing returns is often the first step in resolving tax debt and stopping the problem from getting worse.

What is a federal tax lien and how does it affect me?

A federal tax lien is the government’s legal claim against your property when tax debt remains unpaid. It can affect credit, financing, and the sale of property until the tax balance is resolved.

How does the IRS start wage garnishment?

Wage garnishment usually begins after multiple IRS notices have been issued and the taxpayer has not resolved the balance. Once a garnishment starts, a portion of each paycheck can be sent directly to the IRS until the debt is resolved.

What should I do if I receive a notice from the IRS?

IRS notices are common and often require a response within a specific timeframe. The best first step is to review the notice carefully and determine whether it relates to a balance due, missing return, audit, or other issue.

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