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Rockwater Tax + TaxRock

Understand any IRS notice in plain English.

Upload your IRS letter and Rocky explains what it means, the deadline that matters, and what to do next. Rocky is the Notice Decoder from Rockwater Tax and TaxRock, and runs on the TaxRock platform.

Rocky reads your notice, and tells you what it actually means.

Rocky is the AI tax assistant built by TaxRock, Rockwater's technology partner. Upload any IRS letter and he explains it in plain English: what it means, the deadline that matters, and what to do next.

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Rocky
Meet RockyNotice decoded
Plain English
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CP14 · Notice of balance dueUploaded · 1 page

Your 2024 return shows a balance of $2,940. This is an early balance notice, not a levy, so there is time to act. You likely qualify for a payment plan, and I can walk you through it.

DeadlinePay or respond by Mar 1821 days from the notice date
Ask Rocky anything
What are my options?Can I set up a payment plan?What happens if I wait?

From a confusing letter to a clear next step.

  1. 01

    Upload your notice

    Snap a photo or upload a PDF of the letter you received. Rocky recognizes IRS notice and letter codes instantly, from a CP14 to an LT11.

  2. 02

    He explains it in plain English

    In seconds you get what the notice means, why you received it, the exact deadline, and the consequences of waiting, without the government jargon.

  3. 03

    Connect for the full picture

    Securely connect your IRS account and Rocky reads the notice in the context of your complete transcript and history, then maps your real options.

The IRS shows you a code. Rocky shows you the answer.

What the IRS sends you is a line like CP14 · Code 570: a balance, a form number, and a code, with no plain-language meaning and no next step.

"A hold is on your account and a balance is due. Here is what it means, and what to do before the deadline."

The same notice, finally in plain English.

Two ways to use it.

Free, no account

Instant decode

Upload the notice and get a plain-English explanation, the deadline, and your general options in seconds. Nothing to connect, nothing to pay.

Connect your IRS account

Full-context decode

Rocky reads the notice against your complete IRS transcript, balances, and filing history, so the guidance reflects your actual situation, not a generic answer.

A word on Rockwater and TaxRock.

We believe in being straight with you, so here is exactly how this works. The Notice Decoder is built by TaxRock, Rockwater Tax's sister company and technology partner. When you decode a notice, you continue on the TaxRock platform.

The two are separate companies that hold the same standards. TaxRock is the technology that makes the plain-English explanation, and the secure IRS-account connection, possible. Rockwater is the firm whose Enrolled Agents represent you when a matter calls for it.

Nothing about it costs money, and nothing obligates you to hire anyone. If you would rather skip the tool and talk to a person, reach us directly any time.

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Built to be trusted.

Rocky is TaxRock's tax assistant, built to the same standards Rockwater holds for its own work. It is designed to inform you, not to pressure you.

Your information stays protected

Documents and account connections are encrypted, you control what you share, and you can disconnect at any time. Rocky never files or acts on your account.

A person is always available

When a notice is time-sensitive or complex, Rocky flags it and connects you to a licensed Enrolled Agent who can represent you. The tool is the front door, not a replacement for real representation.

Common questions

Rocky's Notice Decoder, answered.

Is Rocky's Notice Decoder free?

Yes. Uploading a notice for a plain-English explanation is free, with no account required. Connecting your IRS account for a full-context read is also free, and there is never an obligation to hire us.

Is it secure to connect my IRS account?

Yes. Connections and documents are encrypted, you control what you share, and you can disconnect at any time. Rocky reads your information to explain your situation; it never files or takes action on your account.

What notices can Rocky decode?

Rocky recognizes the full range of IRS notices and letters, from balance-due notices like CP14 to final levy notices like LT11 and audit letters. Browse them all in our Notice Library.

Does Rocky replace a tax professional?

No, and it is not meant to. Rocky helps you understand your notice and your options quickly. When a matter is urgent or complex, it connects you to a licensed Enrolled Agent who can represent you before the IRS.

Why does the decoder open on TaxRock?

TaxRock is Rockwater Tax's sister company and technology partner, and it builds the Notice Decoder. The two are separate companies that hold the same standards; TaxRock is the platform that runs the tool and the secure IRS-account connection.

How accurate is it?

Rocky draws on established tax-resolution expertise, and full-context decodes use your actual IRS records. For any action that affects your case, a licensed Enrolled Agent at Rockwater reviews the details with you.

Have a notice in hand?

Decode it in plain English on TaxRock, or talk to a Rockwater professional today. Free and confidential.

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